Critical Illness Insurance
Explore critical illness policy in Hong Kong with LFSINSURANCE. As a trusted broker, we specialize in providing tailored policies that offer comprehensive protection against various critical illnesses, ensuring financial security and peace of mind during challenging times.
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critical illness policy in Hong Kong provides the insured with a lump sum payment if the policy is triggered with a diagnosis of one of the defined critical illnesses in the policy.
You can use the funds to replace lost income, pay for private medical expenses after your medical insurance is exhausted and pay off any other debts.
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1 in 2 will get a cancer diagnosis at some point in their lifetime.
Unfortunately, when ill health strikes, it strikes indiscriminately, without regard to age, sex or social standing.
Good health is something most young people take for granted, but according to Cancer Research UK, around 1 in 2 people born in the UK after 1960 will contract some form of cancer in their lifetime. When faced with such odds, it’s surprising that many people continue to put off purchasing cover.
Undoubtedly, the best time to buy Critical Illness is when you’re young and healthy – even before you get married or have children or other liabilities.
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Cost of insurance will always be a major consideration, but you should also ask the question of “can you afford not to have it”?
The main premium drivers will be the amount of coverage (sum insured), age, sex and type of cover.
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