Public Liability
Explore Public Liability insurance options in Hong Kong with LFSINSURANCE. As a trusted broker, we specialize in providing tailored policies that offer comprehensive protection against liabilities arising from third-party injuries or property damage caused by your business operations or activities, ensuring your peace of mind and financial security.
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public liability coverage in Hong Kong offers financial protection to business owners in case of an injury or property damage claim made by a client, customer or member of the public.
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Although not a legal requirement like Employees’ Compensation, most businesses consider public liability coverage in Hong Kong essential. It may also be a requirement in terms of business that you sign with your clients.
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The standard cover in Hong Kong will usually start at HK$10,000,000. If your business is more high risk or you have certain contractual requirements, this can be adjusted upwards.
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The cost of public liability coverage will depend on the size and type of business and how much risk your business poses to third parties.
If your business is office/clerical based, the premium will be relatively small, charged as a minimum premium as part of your Office or Business package cover, or even given free of charge. However, if you run a catering or construction company, the premium will be higher.
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