Home Contents Insurance will protect the contents and valuables of your home against theft, fire, loss or damage but does not protect the structure of the property against loss.

If you are a renter, then it is the responsibility of the owner of the property to have protection in place against the structure of the property, not you.

This would fall under a Buildings Insurance policy, not Home Contents (link to Buildings & Fire Insurance).

Contents Insurance covers all of your possessions that would fall out if you tipped your home upside down.

Tenants and Owner Occupiers can get cheap home contents insurance through LFSINSURANCE. 

This will depend on the size of your property, the value of your contents and valuables, and whether you require extensions for third-party liability.

The cost of Home Contents insurance will depend on many factors, including the characteristics of your home and building, such as size, age and location, the value of your contents and the limit of coverage purchased.

Our policies offer flexibility. You have the option to pay extra to have high-value personal property, such as jewellery items, listed under the policy. These items will also be covered away from your household worldwide. You can review their value purchased at the policy anniversary every year.

Personal claims history and household/property security will also be considered.

To get a quote, complete the form or purchase the Home Contents Online and recieve a 15% Discount at www.lfsinsure.com/buy-online